Business Loans
Fast, Flexible Business Loans for UK Companies
Unsecured business loans designed to give UK companies the capital they need. No collateral, no assets at risk. Just a personal guarantee from a company director.
Our Advantages
Why Choose a Paxford Finance Business Loan?
Fast Decisions & Quick Funding
Receive a decision quickly, with funds typically released within 24 hours of approval.
Human-Led Underwriting
Automation helps us speed things up, but a real person always reviews your application.
Simple Documentation
We use Open Banking to securely access your last 6 months of business bank statements. No uploads. No PDFs. No hassle.
Flexible Repayment Options
Choose a repayment schedule that works with your business model: daily, weekly, or monthly.
No Early Repayment Fees
Repay early at any time with no penalties whatsoever.
Unsecured Business Loans
No assets required. Just a personal guarantee from the company director.
Loan Details
We Keep Our Prices Simple
Interest is only charged on the outstanding balance for the days the loan is in use. There are no early repayment fees, so you only pay for the time you need the funds.
3 monthly repayments of
£3,766
Borrow up to £50,000
For up to 6 months
Apply to find out your actual rate
Apply NowThis loan calculator is only an example. Your actual rate and repayment amount for your business loan will vary based on your circumstances.
Eligibility Requirements

What Can You Use the Loan For?
Our Process
How Our Process Works
Five simple steps from application to funding.
Apply Online
Provide your business details through our simple application form.
Connect via Open Banking
Securely share your bank statements. Instant and hassle-free.
Human Review
A specialist assesses your business and affordability.
Receive Offer
Clear, transparent terms with no hidden fees.
Get Funded
Funds typically released within 24 hours of acceptance.
Top-Ups & Additional Funding
If 50% of your existing loan is repaid with good payment history, you may be eligible for additional funding. We're here to support your ongoing growth.
Who We Support
We work with businesses across a wide range of industries.
When Business Doesn't Go to Plan
If challenges arise, our team will work with you to support your repayment journey. We understand that business can be unpredictable, and we're here to help.
Ready to Move Forward?
Apply today for unsecured funding with no collateral required.
