Business Loans

Fast, Flexible Business Loans for UK Companies

Unsecured business loans designed to give UK companies the capital they need. No collateral, no assets at risk. Just a personal guarantee from a company director.

Our Advantages

Why Choose a Paxford Finance Business Loan?

Fast Decisions & Quick Funding

Receive a decision quickly, with funds typically released within 24 hours of approval.

Human-Led Underwriting

Automation helps us speed things up, but a real person always reviews your application.

Simple Documentation

We use Open Banking to securely access your last 6 months of business bank statements. No uploads. No PDFs. No hassle.

Flexible Repayment Options

Choose a repayment schedule that works with your business model: daily, weekly, or monthly.

No Early Repayment Fees

Repay early at any time with no penalties whatsoever.

Unsecured Business Loans

No assets required. Just a personal guarantee from the company director.

Loan Details

We Keep Our Prices Simple

Interest is only charged on the outstanding balance for the days the loan is in use. There are no early repayment fees, so you only pay for the time you need the funds.

3 monthly repayments of

£3,766

Total repayment£11,299
How much would you like to borrow?

Borrow up to £50,000

£10,000
£5,000£50,000
How long do you need the loan for?

For up to 6 months

3 months
1 month6 months

Apply to find out your actual rate

Apply Now

This loan calculator is only an example. Your actual rate and repayment amount for your business loan will vary based on your circumstances.

Eligibility Requirements

UK Limited Company
Trading for 12+ months
£5,000 minimum monthly revenue
6 months bank statements via Open Banking
UK business owner

What Can You Use the Loan For?

Cash flow support
Stock & inventory
Marketing & advertising
Equipment or vehicles
Staffing & payroll
Renovations
Emergency costs
Growth opportunities

Our Process

How Our Process Works

Five simple steps from application to funding.

Step 01

Apply Online

Provide your business details through our simple application form.

Step 02

Connect via Open Banking

Securely share your bank statements. Instant and hassle-free.

Step 03

Human Review

A specialist assesses your business and affordability.

Step 04

Receive Offer

Clear, transparent terms with no hidden fees.

Step 05

Get Funded

Funds typically released within 24 hours of acceptance.

Top-Ups & Additional Funding

If 50% of your existing loan is repaid with good payment history, you may be eligible for additional funding. We're here to support your ongoing growth.

Who We Support

We work with businesses across a wide range of industries.

Retail & Ecommerce
Construction
Hospitality
Services
Healthcare
Logistics
Manufacturing
Social Care

When Business Doesn't Go to Plan

If challenges arise, our team will work with you to support your repayment journey. We understand that business can be unpredictable, and we're here to help.

Ready to Move Forward?

Apply today for unsecured funding with no collateral required.