UK business district
Same-day decisions when you apply before 2pm

Fast, Flexible and Human Business Finance

We help UK businesses access unsecured short-term finance through our panel of trusted lenders. Every application is reviewed by a real person, with a streamlined process and no collateral required.

How much do you need?

Adjust the sliders to explore your funding options

Loan Amount£15,000
£5,000£50,000
Loan Duration3 months
1 month6 months

Your Selection

£15,000

over 3 months

No credit check to apply
Same-day decisions
Funds within 24 hours
Fully unsecured, no collateral
Funding from £5,000 to £50,000
Funding typically within 24 hours
No early repayment fees
Human-led decisions
Flexible repayment options
Unsecured, personal guarantee only

Why Choose Us

Why Choose Paxford Finance?

We believe securing funding should be simple, quick, and human. Here is what sets us apart.

Speed That Keeps Your Business Moving

Our streamlined application means decisions are quick, processes are clear, and funding can be made available quickly, so you can act when it matters most.

Always Reviewed by a Real Person

While technology helps us work efficiently, decisions are never left solely to algorithms. Every application is reviewed by a specialist who looks beyond the numbers.

100% Unsecured, No Collateral Needed

The loans we arrange require no assets, no property, and no collateral. Just a personal guarantee from a company director. Your home and assets stay protected.

Straightforward, Flexible Funding

No jargon. No complicated forms. No unnecessary friction. Just clear, honest finance to help your business stay in control and ahead.

Simple Process

How It Works

From application to funding in four straightforward steps.

01

Apply Online

Provide basic details and connect via Open Banking.

02

We Review

A specialist reviews your application, assesses affordability, and takes the time to understand your business.

03

Receive Your Offer

Clear, transparent terms with no hidden fees.

04

Get Funded

Once accepted, funds are typically released within 24 hours.

Industries We Serve

Who We Help

We support UK Limited Companies across a wide range of industries. Whether this is your first business loan or you're seeking additional working capital, we're here to help.

Retail & Ecommerce
Hospitality
Trades & Construction
Healthcare
Manufacturing
Professional Services
Automotive & Logistics
Personal Services
Social Care

What Can the Loan Be Used For?

Our business loans are flexible and can be used for a wide range of purposes to support your company's needs.

Cash flow support
Purchasing stock or inventory
Marketing and advertising
Equipment or vehicle purchases
Staffing & payroll
Renovations or upgrades
Growth opportunities
Short-term operational needs
Paxford Finance

Move Your Business Forward with Paxford Finance

Whether you need funding for growth, cash flow, or an unexpected opportunity, we can help you find the right solution. No collateral required, just a personal guarantee. Supported by real people who understand your business.